How to Store Gold and Silver at Home
Practical options for storing bullion at home, from safes to handling tips, and questions to ask about insurance.
Keep bullion in a secure, discreet location such as a bolted safe, handle it as little as possible, keep original packaging, and ask your insurer whether bullion is covered and up to what limit.
What kind of safe should I use?
Look for a safe that can be bolted down and carries a recognized burglary and fire rating. Fire ratings protect paper; metals tolerate heat but packaging may not.
How should I handle coins?
Hold coins by the edges or wear cotton or nitrile gloves. Keep coins in original tubes or capsules.
Is home storage insured?
Standard homeowners policies often have low limits for precious metals. Ask your insurer about a rider or scheduled coverage.
Home safe, bank box, or vault?
Home storage gives instant access; bank boxes and private vaults add security but cost money and limit access. Bank box contents are generally not insured by the FDIC.
Sources & further reading
External sources provide general education, not an endorsement of this retailer. Store-specific prices and terms are provided on our product and policy pages.